Responsible financial solutions

Life doesn't wait for payday

Floatpays gives your employees instant access to their earned, but unpaid income to cover unplanned expenses, provides them with access to financial education and the tools to plan and manage their own budget.

100%
Would recommend Floatpays to a colleague
App Store
Customer Reviews
92.7%
Were financially better off at month end
5 out of 5
Floatpays is extremely simple to use
Did you know?
100+
Hours per year are  lost  in productivity for employees   due to financial stress.
Did you know?
85%
It’s estimated that more  than 85% of doctor visits  are due to stress related  health problems.
Did you know?
50%
of financially stressed employees spend three hours or more at work each week  thinking about or dealing  with personal financial issues
Did you know?
20%
of employees miss  work to deal with a financial emergency or because of health issues related to  financial stress
Finance-related stress affects your business
When employees are financially stressed, it impacts productivity, engagement and wellbeing
Our solution?
Integrated financial wellness
Long-term financial stability can be achieved by empowering employees to make better financial management decisions by providing access to the tools that enable their financial wellbeing
Educate
Educate and empower employees to make better personal and business money management decisions
Budget
Help employees navigate the complexities of day-to-day money management, keep updated with upcoming expenses and analyse spending
Grow
Incentivise positive behavioural change by requiring employees to actively engage with money management learning activities
Access
Reduce the interest employees pay on alternative lending by providing access to cash and vouchers from earned but unpaid wages. Zero-fee vouchers incl. medical support, prepaid electricity, mobile airtime and data
Financial wellbeing, made easy

Reduce finance-related stress for your teams

Unplanned financial expenses can cause anxiety, stress and decreased productivity within any workforce.

Floatpays’ Earned Wage Access (EWA) gives employees instant access to a percentage of their earned income at any point in the pay cycle - this means they can cover any emergencies or unexpected costs without having to borrow and pay interest or late fees.

Floatpays’ EWA is not an advance or a loan, but rather a mechanism that provides employees with interest-free responsible access to their own money for a small once-off fee.

Good for your business

How does Floatpays benefit your business?

By investing in your employees’ short-term and long-term financial wellness, you invest in your business. The end result is better recruitment, engagement and retention.

No cost to your business. Floatpays is completely free to your business

No change to payroll. We work with your existing payroll process

No impact on cashflow. No more off-cycle payments for salary advance or loans

Good for your employees

How does Floatpays benefit your employees?

Free access to financial education

Free access to a budget and planning tool to help them manage their own budget

Responsible access to their own money through Floatpays' Earned Wage Access reducing the reliance on payday loans and breaking the debt cycle

Access to cash, EFT or zero-fee vouchers for medical and prepaid utilities

We provide integrated financial wellness
Long-term financial stability can be achieved by empowering employees to make better financial management decisions by providing access to the tools that enable their financial wellbeing.
Educate
Educate and empower employees to make better personal and business money management decisions
Budget
Help employees navigate the complexities of day-to-day money management, keep updated with upcoming expenses and analyse spending
Grow
Incentivise positive behavioural change by requiring employees to actively engage with money management learning activities
Access
Reduce the interest employees pay on alternative lending by providing access to cash and vouchers from earned but unpaid wages. Zero-fee vouchers incl. medical support, prepaid electricity, mobile airtime and data

Don't just take our word for it


By empowering employees to access their own money via a transparent, trustworthy and easy-to-use platform, we reduce an employees’ reliance on higher-cost, higher-risk alternatives such as credit cards, overdrafts, payday loans, and informal lending

Results that speak for themselves

We measure our impact

Our independent study conducted by Proof of Impact to assess the financial impact of Floatpays on their customers found that Floatpays contributes to debt reduction by reducing the customers’ reliance on higher-cost, higher-risk alternatives (such as credit cards, overdrafts, payday loans, and informal lending), and provides an inclusive, accessible finance alternative that helps customers meet their health and livelihood needs before payday.

Customers no longer using a payday loan
27%
Spent on Food, Transport & Medical
80%

Some of the companies already investing in the  financial health of their employees

The all-in-one solution to financial wellbeing
Access

Instant salary access

Reduce the interest employees pay on alternative credit borrowing by providing access to cash flow premised on earned wages. Access to zero-fee vouchers such as medical & prepaid utilities. With or without a bank account. Available on the Floatpays iOS, Android or USSD app.

Plan

Budget and Plan

With our free budget & financial planning tool, we help employees to navigate the complexities of day-to-day money management, stay up to date with upcoming expenses and keep track of spending habits.

Learn

Financial Education

Educate and empower employees to make better personal and business money management decisions through in-app financial education.

Partnered with industry giants to ensure your employees are taken care of

Loved by our users


"If I need to put food on the table or run short with my taxi fare, I know I can depend on Floatpays to help me out."


"Floatpays has been a huge help in my mid-month transport to work."


"It has reduced my financial stress because I know I have a certain amount set aside for me to cover up for the rest of my needs."


"It has helped me a lot when no one else could help. If I could rate it I would give it a million stars."

"It is comforting to know that if for some reason during the month you are in urgent need of cash that you have Floatpays as a back up, and the best of all it is money that you have already earned during the month and no percentage fees to worry about."

Bernice | Vetus Schola


“I used it to take my 5 months old baby to the Doctor when I didn't have the money and to buy that last battle weeks food."



“I needed transport money to get to work"



“Needed to buy my 1 year old nappies and something to cook for supper"

Offer Floatpays at your company

Fill out the form below for additional information on how Floatpays makes businesses work better for everyone.

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